Financial risks are a part of everyday life. No matter how carefully people plan their finances, unexpected events such as accidents, illnesses, property damage, or natural disasters can occur without warning. These situations often result in significant expenses that can affect personal savings, investments, and overall financial stability. Insurance is one of the most reliable ways to manage these risks. It provides financial protection against unforeseen events and helps individuals, families, and businesses recover without suffering severe financial hardship. Insurance is based on the principle of risk sharing. Thousands of policyholders contribute by paying regular premiums, and these funds are used to compensate those who experience covered losses. This system ensures that the financial burden of unexpected events is shared rather than carried by one individual alone. As a result, insurance makes it possible for people to handle major financial challenges without exhausting their...